Twoggle, I have 3 more posts as the hour has changed, you have done your homework but the BHPH market is different in Arizona because of the number of dealers in the marketplace and the transicent nature of the customer. The rates are high because the risks are high. NWAU commpounds their potential losses by supposedly not checking credit. This means, as a car lot, you are attracking the worst of the worst. I suspect there is a reason this company NEVER talks about their delinquency and default rates. Get out now and wait for the audited financials, not just asset audits. Then make your decision on whether or not to invest.
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