the only way its get to 5 cents.is if they get rid of the 50% financing.first. and that wont happen for at least 6 months. the next black fire payment will make it so they wont neen more 50% off financing. untill then slowly down. about 2 weeks ago the same people saying no chance for sub penny was saying over .02 again. you can mark my post.it may not hit .004but it will come close.