Two sided opinion is correct. Even losing just a dollar for those I trusted does not make it any less painfull. The word is scam on the other side of my opinion. Maybe not a full enhanced scam where it can be ultimately proven, but non-the-less a mix of deception for personal gain for those adminstrating the company practices are very questionable at this point.
If things are to good to be true. Then they probably are not what it appears to be, if it is that easy, as the saying goes or to the similiar.
If I was a trained actuary. I would be questioning my own figures, but following those who claim to know the financials so very well. It is a fault many do make.
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