my average cost is low enough I'm confident I'll make money, but I can't say the same for everyone... also, I'm in this one for the long haul, and will be holding my WMMRC shares happily.
I would have liked cash up front, or cash plus shares, but am content with just shares at this juncture. (My business has picked up enough I'm not looking for a lump cash-out like I was when I originally started in WaMu about a year ago.)