I have mentioned this before, but why doesnt RFMK put Management Discussion and Analysis in the financials? It was be nice for the investor to know what is going on in managements opinion. Even if its total bullcrap on managements behalf, at least we get something with some content from them. Seeing the financials alone is not transparent. It does not tell the story of RFMK and what the company is trying to do to make some money.