Cy, I can't see holding either C or JPM long. Consider the source of course but I just don't see things getting better and I'm expecting further downside. Look at BAC's announcement today. 2002 over 2001 revenues were flat. IMO I believe these guys have peaked and only through the consumer borrowings does there numbers not look worse. Both of these guys have big exposure that they haven't had to deal with yet.
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