This app will really drill down to security. Since the patent doesn't will or never explain the technical details I hope there will be a PR that CMEY is gearing or already going towards ISO/IEC 17024 or something similar.
Until then I'm about 65% positive and 30% negative lastly 5% indifferent.
I know banks are extremely strict, I recall Bulletin wireless here in NZ has to go through tremendous effort before the banks actually say 'yes' with their service for their banking service.
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