The economy, no new jobs, lack of demand for new loans, lack of qualifiers for new loans, too many non-performing assets and low interest rates are very hard (if not impossible) for any and all banks ability to make money & grow. Combine that with FBC is headquarter'd in Michigan and has banks in some of the hardest hit parts of the country ...this is the results.
I don' think there is any question they'll get de-listed ...and from there is anyone's guess.
The answer is - I don't know and they're sinking fast. Can bank regulators and the FDIC be far behind? Will they sell off more parts of the business? I have nothing but more questions to offer here bacc.