F6, t'would take an infinite number of lifetimes before i'd understand much of it at all .. meanwhile, thought i'd posted about an invisibility cloak before, but seems no .. settled on just this one, on a relatively invisible (to many) advantage within a recent visible (to many, again) prod to progress ..
Major Health Care Reforms Take Effect January 1 Brian Beutler | December 31, 2010, 11:39AM
Starting Saturday, two of the new health care law's most significant reforms take effect -- [...]
Like so many of the law's early reforms, the impact of a strict "medical loss ratio" will be invisible to most consumers. But don't mistake that for insignificance. The bill's most strident critics cite this one provision as the basis for the claim that the government is "taking over" the health care system. That's a false claim, no matter how you slice it -- this is about insurance companies, not, say, hospitals or pharmaceuticals, and those insurers are all still private. They'll just have to play by stricter rules.
The other is much more visible. Senior citizens -- a demographic that's skeptical of the bill -- will see real benefits. In 2011, the law will begin to close the Medicare Part D coverage gap -- the infamous "donut hole." [...]
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