I actually really don't curse my diploma. It's a reminder of beating some significant challenges and some good times. And life is pretty good now.
The problem in starting up a penny stock scam is that pesky conscience. I like to sleep at night. I wish I was a cold, heartless and narcissistic bastard so I could rest easy after blowing old peoples' 401Ks and life savings on pina coladas and bimbos. Some people are just lucky, I guess.