i agree. let the profit speak for us not the greedy and unrealistic. do we get paid for doing nothing. no, we work hard and try to do better. they have to do the same. and from what i have read here, they are trying to work the same way as i do.am here to set my retirement account in case of no ss so i chose a company the same way. if i am wrong. its not the first time and hope to be more right than wrong (isnt that the definition of investing?)and get out of alpo land