mrfence my opinion is based upon over 12 years of knowledge of this man and his operation, an unpaid judgement, loses of investors I knew and know, people that lost their homes by taking seconds to invest and then unable to pay the note, because what they were told never happened. You have no idea what some of the posters know but I recognize some of the posters, because of what they know. It has nothing to do with what some call disgruntled employees, ex wives etc. It has to do with what has been done to people to get rich. Someday everyone will answer to GOD.