hey chris, great to hear from you. i saw the km news this week. what do you think they might do with sports authority? i have a back door interest there.
anyway, i agree that the consumer is getting over the security issue. also, the card companies are doing well enough on there own. just this week, Discover called me trying to sell internet security insurance. i think it was for about $30.00 a year and they said that would protect you from everything except frogs falling from the sky.