The thing I've never understood, unless it's a requirement in the law that set up the Federal Reserve, why does the US Gov't have to borrow money from the banks. Lincoln paid for the Civil War issuing greenbacks out of the treasury. Why can't we do that now?
Slowly contract the present money supply, then issue new money.
Look at how much of our national expenditure goes to paying the banks interest. Issue it, let it be put in banks as deposits, and let the banks return to what they were fifty years ago: Community banks who took our deposits and lent it out to small business. That's how they made their money.