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lee kramer

03/25/05 5:47 PM

#374051 RE: Zeev Hed #374044

Hi Zeev: You need not, ever, apologize for your earrings, er, erring ways, especially to me. Puts, calls, buying, selling. It you can figure it all out I give you the credit of Citibank, at their usurious 21% rate.