Thanks uzualsuzpect...
At first glance, I was overwhelmed at the magnitude of effort put into the information provided by the people and managers of this board. Poking around a bit, I understand the passion.
Still, a picture does say a thousand words and I had to know about it. The picture is clearer now. I found the first link earlier and that answered my basic question. The second link is a hoot.
I sincerely wish an equitable resolution for all deserving. Personally, I'm like W.C. Fields...I like liquor and don't trust banks.