You may be on to something. I had already asked the friend I mentioned if CDs were a negative issue possibly resulting in the downfall. He told me, after talking to someone at the company, that he didn't think it to be an issue. He may, however, have gotten false information or was left the wrong impression. It wouldn't be the first time someone at some company told someone a lie. I did email the company about a week ago and did not get a response. I sent another one last night. Thanks for your input.
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