I bet you if those people had asked Monk if they should do those things, he would have told them NO DO NOT DO THAT!
Those people made those choices, I have made some pretty big choices in my life that did not go so well also. I have nobody but myself to blame for my losses, I made the choices and I did the deed. Of course if plays PPS's were all up right now, he would be a hero. Can't have it both ways and you can't cop out of the choices you made. Nothing is guaranteed except death and taxes.