Tony,
I doubt you will heed my advice but I will proffer nonetheless. I strongly recommend you do exactly what you intended albeit with the fewer dollars remaining. Cash out and pay off as much of your debt as you can. Get some help with debt counselling. They offer it free in many places. They can help you set up a schedule for repayment and even negotiate lowering your debt.
Put all your effort into getting a job. Get a handle on your life before you even think about "investing". Note I said investing. You aren't doing that now. You are in the world's largest casino and are betting against the house(da boyz as they are lovingly referred to)...
In the condition you are in, I can guarantee you that you will continue to make bad decisions until you have wasted what money is left... Bad decisions and urgent circumstances make for more bad decisions.
Many have been where you are. You aren't alone. However, the right decision escapes most... It is after all for many an addiction. When it is, it becomes a zero sum game. Get out of the rat trap!
I wish you success.