TERRY L. LEE, President & CEO, Chairman of the Board Mr. Lee has been President and Chief Executive Office of Commercial Bank of Harrogate, Tennessee since 1995. He has been responsible for management of Commercial Bank, growing the bank from $105 million in assets with $935 thousand profit in 1995 to $730 million in assets and $7.5 million in profit with 20 locations today. Mr. Lee is also a trustee of Lincoln Memorial University. He also has extensive business experience and interest in automobile sales and service, retail food outlets, coal mining and property management. Mr. Lee graduated with honors from Lincoln Memorial University with a Bachelor Degree in Business Administration and Management.