So, in a period of disinflation with the threat of deflation, it makes no sense to levy tax penalties with the aim to be "fair". As part of the under $250,000 group the President promised no tax increase, I want him to keep that vow. It is terribly less fair and efficient for the government to spend with flagrant moral hazard, and take money that could be spent and invested by millions of decision makers in the way that best suits each family's purpose.
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