Bearmove, Of course some other items come into play to keep J6P out of the market after a bad 2005. If we have a bad 2005 we will more than likely see a real estate bust as well as a retail sales bust. I think the real estate bust is a given sometime this year or most certainly in 2006. The real estate bubble has helped the gains in equities in 2004. Without that in 2005 I doubt we have that 'fuel' to fed equities for a few more years after taking also into consideration that boomers start retiring heavily in 2008 and possibly sooner (forced retirement)
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