I own a restaurant, I'm well versed in why retail operations accept CC's. The point has been well made that wholesale operators probably won't get paid by credit cards.
I agree that Not having to factor is better. My whole point though is when looking at in on a cost of money basis only the difference between CC's and factoring aren't that different.
The difference is we have grown to accept plastic as a way of life. The truth is, more companies will probably turn to factoring as Credit has tightened up in all areas in this economy.
So, I maintain. "when compared to credit cards the cost is much the same"
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