My answer was based on what you said '" whats the difference "! and to me the difference is the credit card payment option is just not available to most of them.
paying commission for receivables payment is no different if it factoring or credit line or credit card .... you must pay the juice and depends on the amount of the interest charges ----------------
I agree, the cost of goods redeemed by points are always higher but it works for me ... because I have so many points
so instead of paying cash for my accounts payable invoices' I pay by AMX ( when I can talk them into it ) get a 21 day float and earn points
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