"How come we never hear about seniors complaining that they get Medicare...." You've obviously paid little attention to what I have said, at any rate. I'd be glad to be shut of Medicare and back to my Health Savings Account. I wasn't given that choice. If you're not a "senior", don't presume to know what "all of them" want--although I do find them to be the biggest bunch of whiners in our society, with most of the whining coming from the well-to-do segment of the "senior" population.