yes, I agree..I will go over the account - but I have been with them for a long time...I use margin judiciously...it's just been such a crushing week! I was wondering if some of these brokers get an additional commish if they can squeeze as much out of an account as possible..my broker is supposedly for elite clients..lol he did the old I'm only thinking of you baloney...thanks for the info...margin calls are horrid things...