I totally agree, I would rather do this, than keep chasing every next big one on a daily basis with no discipline and what happens is you get a home run here and there, but lose it quickly...thanks monk, truly appreciate your effort and all the folks here. Can't wait....That's why I am confident that with patience I can turn my small 1500 investment in CDIV and the next knuckle bleeders into something really good. thanks again