Taxmantoo.
Please excuse me for answering Your private message publicly, but being a wonderlust person has left me with NO 401Ks, retirement programs, etc, and ALL of my money and hopes for any meaningful retirement, unfortunately, reside in my portfolio.
I agree with Your appraisal that last year's choices were the most abysmal of my lifetime, and consequently, I doubt that I will ever vote for either a dumbocrat or repugnican't ever again.
It will take a truly extraordinary person to bring me back to the booth, or I will just write in Kucinich or Ron Paul, 2 candidates that I suspect You would not support.
We both agree on the options we had last go round - any other matters concerning politics in which we don't see eye to eye, I heartily agree to disagree with You in all amiability.