Newly, case in point. Single mom and friend of mine. Bought her TH 16 yrs ago in Northern VA. Had a huge runup in values from $100 to $325k and just sold to buy a higher priced home. However, in the past few years she refi'd to live on, pay off cr cards etc. Only left w/ ~$70k pocket. She buys the new home at top of the mkt a couple months ago, INT ONLY LOAN, against my protests. Unless she finds a way to triple her income, or invest that few dollars dramatically well from the sale, where do you think that puts her when the value of her new home continues to soften!?
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