Biz..I think that will be a real possibility...sure we can say that all corporations have no empathy for the shareholder but I truly believe WAMU is different. If they ever go back into banking do you think they want to start out by wiping all common out? Talk about a pr nightmare. They would be badmouthed by every shareholder and would get ZERO deposits from them and family members. No..I believe that either JPM/FDIC bucks up and or WAMU gets back into banking in some fashion or another and shareholders enjoy the ride back up.