That was directed at larger corporations - Definitely not LLC or Subchapter S.
Corporations are shielded from the govt. The stockholders, creditors, and other lenders pick up the tab if the corporation fails. Not the people running the corporation. I will bet you never got a tax abatement, or tax subsidies for moving off shore. Or had the money to lobby the govt extensively. The govt is a behemoth that works for the benefit of the larger corporations who have the manpower and money to work the system.
How many of these smaller banks got floated cash to? Not the 100+ that have gone out of business so far this year.
Then there is the escessive govt regulation.