Its not up to us to refute or otherwise 'answer' their questions. I dont need to justify my personal investments to Greedy, Eco or anyone else for that matter. What makes you think it is the onus of iHubbers to answer anyone's questions?
Then what do you consider the purpose of these discussion boards to be? I would also like to see some rational discussion of the legitimate questions raised by Ecomike. Don't want to type it out? Just point to a link then.