Bear, you must be in a fast growing city since executive hiring in East Coast cities from DC to Boston has been lackluster. Other than DC due tot Feds, the local real estate markets have already rolled over. And total consumer debt as a percentage of disposable income is at record levels- they're not getting tax cuts not any benefit from refinancing again. What, you counting on everyone moving to interest only loans and demanding that their parents take out reverse mortages and lend them jacuzzi money for no interest or gift it????
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