>I'm assuming those who don't receive approval have skills that are in demand and can find a job? Perhaps you should ask anyone who has started their own business that same question. I believe the success rate is much less than 20%. Point of perspective.<
I don't doubt that it applies to people who have started businesses.
However, this requirement is not universal, which is my major point. For example, it is not only the top 20% of employees in Pfizer that keep their jobs. It is not the top 20% of doctors who stay in practice.