I'm changing the subject to give you a better understanding of why I think folks are responding to your opinions (the way they do), Phil.
I'm going to try to make this as short a post as I can, given the subject matter, and try to give you an understanding of why I don't care about what people think about my posts.
The only difference between message boards and a telephone call is that you can read the message over and over on message boards, where with phone calls, once you hang up, and unless you record the call, the call is done.
The same message can be transmitted, but with written word versus spoken word, it is/can be, interpreted differently.
That said, people are, for the most part, gullible, positive thinkers, and easily taken advantage of.
Therefor, easy prey for scammers.
I have been scammed in my life. I don't deny it. But I learned from my mistakes. I didn't blame the scammers. I blame myself for allowing them to scam me.
Why should I expect anyone to be any different than me?
Phil