Large Bank Stress Index & Economic Capital Measures
J=JPM B=BAC W=WFC C=C I=Industry Average BAC did better than the implied averages across the board in ALL categories - NOTE letter grade of A exceeds average the related index values
Q4 2008 Stress Index Value: I(1.8) J(1.3) B(1.61) W(1.47) C(21.54) Q4 Stress Index Letter Rating: I(N/A) J(A) B(A) W(A) C(F) Q3 2008 Stress Index Value: I(1.5) J(1.27) B(1.44) W(1.26) C(9.35) Q3 Stress Index Letter Rating: I(N/A) J(A) B(A) W(A) C(D) EC to Tier 1 RBC (12/31/08): J(4.5:1) B(1.9:1) W(2.1) C(4.59) Efficiency Ratio (%) (12/31/08): I(61.02) J(52.76) B(44.92) W(52.44) C(71.92)