A couple of years ago these "screw ups" were capitilists, entrepeneurs, "flip-this-house" celebrities, and people striving to live the american dream. Now they are just screw ups.
Say Rocket, lets group the people with too many credit cards in with the people who took out a mortage they could not afford. Now add overweight Americans to that group. Now add Americans that don't recycle and drive SUV's. How many Americans are going to be left that are not labeled screw ups by their brothers and sisters?
Bottomline is we have some bad habits that we need to work on!