There are other benefits that is not clear to the average investor. As we discussed in the past that there program is a tax deducted program that the IRS agreed with. While health care insurance rises for Company's a lot of them are looking at way's to save the company money and there employee's money. This is a alternative to that problem. More and more smaller company's are moving towards this. I would not be surprised If you will see Larger company's offering the same benefits to there employee's.