Slightly disagree NateB. In posts past, I have asked what was our true mission statement. If they envision generating revenues by licensing our back end, we can make some money on the short term until someone comes up with a better backend secure solution. If the technology gets a patent, we could be the primary game in town for a bit. Regardless, the "retail" portion of the business is not how we are gonna make our money.
Painfully slow, but clearer than its been since I have owned this stock.