Losing at lawsuits - The scenic coastal city near me named Half Moon Bay was nearly forced into declaring bankruptcy last year when a judge handed down a $37 million judgement against the city for delaying a developer's chance to build on a piece of land he acquired in Half Moon Bay. After 14 years the land became wetlands and the developer sued and won. Half Moon Bay's general funds are only about $10 million per year and it could not afford the judgement.