Cool, I have waayyyy more faith in my own DD than I do a broker. Why pay A high premium for the service when you can do it yourself. Although, I understand that there are people that cannot do dd, or have no time to spend on dd. In this case I rec a broker. Also, notice you are now an assistant on this board? email me at fivebarkers@netzero.net if you have any questions. This was my choice.Hope it is ok with you.