To give you a little heads up on SEC, I have a familt member who has been dealing with them a year and a half, and no further with them than when they started, SEC not out a dime, and fanily member out hundreds so far. YOU have to prove it, they do practically nothing. And even if you do, they come up with another, "But you have to have so and so first. And it goes on and on and on. "Brokerage firms have them in their pockets!