For 30 years since I took nite school 2 days a week for 3 years ands earned the A.R.M. associate program Professional Designation in INSURANCE... I have a niche I started:
20 Years of Catastrophe Risk Management Research
The Wharton Risk Management and Decision Processes Center is a nexus of people and projects devoted to furthering the practical understanding of how to manage situations of risk involving health, safety, and the environment in both the private and public sectors of our society. For over twenty years, the Center has been at the forefront of research into the management of low-probability/high-consequence events. In addition to working on programs of basic and applied research, Risk Center faculty serve on national and international advisory committees, with partnerships in government, academia, industry, and NGOs.
Building on the disciplines of economics, decision sciences, finance, insurance, and marketing, the Center's research program is focused on descriptive and prescriptive analyses. Descriptive research focuses on how individuals and organizations interact and make decisions regarding the management of risk. Prescriptive analyses propose ways that individuals and organizations, both private and governmental, can make better decisions regarding risk. The Center supports and undertakes field and experimental studies of risk and uncertainty to better understand the link between descriptive and prescriptive approaches to decision making in coping with technological and natural hazards under various regulatory, environmental, and market conditions. Center research investigates the effectiveness of strategies such as incentive systems, insurance, regulation, and the communication of risk information.
The Center actively engages multiple viewpoints, including the expertise of top-level representatives from the worlds of insurance, industry, academia, environmental concern, law, and government. This site provides information on ongoing research, current and past publications, and upcoming events.
New at the Center:
June 21, 2007: Co-Director Howard Kunreuther offers testimony at a Congressional hearing on the Terrorism Risk Insurance Act (TRIA), "Examining a Legislative Solution to Extend and Revise the Terrorism Risk Insurance Act."
June 13-17, 2007: Co-Director Robert Meyer and Research Fellow Eric Bradlow co-chair the Seventh Triennial Invitational Choice Symposium. The symposium fosters an inter-disciplinary discussion of recent theoretical, empirical, and methodological advances in the study of choice and decision making, and sets an agenda for future work in the area. Summary papers will be reviewed for publication in a special issue of Marketing Letters.
Spring 2007: View the latest edition of the Risk Management Center's newsletter, Risk Management Review.
February 28, 2007: The Wharton Risk Management Center issues the report on Phase I of its study "Managing Large-Scale Risks in the New Era of Catastrophes" in conjunction with Georgia State University and the Insurance Information Institute.
XXX//grace.wharton.upenn.edu XX SEE DELETED link do not click when any RISK word shows up today
This just poped up so McAfee deleted it so watch out: VBS/Psyme (Trojan)