neilbolton, I too have taken much grief here for sharing my DD on Sunncomm/Amergence/Mediamax, most of which pointed to the same conclusion as yours, and I should add, conclusions that have turned out to be VERY accurate, I would also have to agree with you now that its hard to imagine that this company, especially with its current management and "consultant" team, will suddenly be able to create or execute any real business model that would offer any real business funding service that will be able to effectively compete with all of those sources already available, lets face facts, there is more than plenty venture capital out there for startups that have solid business/marketing plans, to think that Peter and Company just suddenly found some untapped niche in the start-up capital arena is purely mistaken.