"PL Sniper...If your broker delivers your certs to you, does that constitute an early withdrawal of funds, and violate your IRA rules? Are there tax penalties for something like that?"
NO. What will actually happen is your broker (etrade, scott, etc.) will request and recieve the Certificates for your stock. Then they will deliver the Certs to ACMG.pk's Transfer Agent.
Lets say 1:1 "dividend" for our new stock ARTL. The Transfer Agent will take your Cert and give back to your Broker 1 Cert for ACMG and 1 Cert for ARTL. It is that simple.
You did not sell your shares so it doesn't affect your IRA (roth of otherwise).
An example of why it doesn't matter anyways is what happened to me this year. Switched brokers, had a hard time moving my Roth, so I liquidated all my mutual funds to Cash, got a check from old Broker, deposited check into New Brokers Roth IRA within 30 days, no Tax liability. This works for Regular IRA as well, all you have to do is show IRS the funds were back into an IRA within 30 days. No liability.
You can do research at IRS.gov if you don't believe me.
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