Getting one of them would have been a better option at the start, but the additional ties that he accepted by using a toxic lender, means paying it off now, still would not get rid of the lender.
Remember that he even stated it publicly, that the lender has the right to "re-invest".
Which means, he accepted as part of the terms, to let them give him more money, even if he doesn't want it.
So even with what he needed to pay off old debt, the lender kept kicking in more & more.
Getting into bed with those type lenders, is a death spiral that's hard to get out of.
JMO
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