What you are neglecting to mention and of utmost importance here is the fact that the entire 2008 financial crisis debacle was a preconceived Gov/TBTF bank attempt to take down the GSE's and gift that business to TBTF banks. Why do you think Gov keeps the 11k+ docs containing the evidence under seal??? GOV LIED!!! Gov dug their own grave and now MUST be held to account. SH's have NOTHING to feel guilty for. They did nothing wrong. SH's simply acted on the premise that rule of law would prevail. Now Gov must pay up. Do you really think Gov won't try this again on a much grander scale if not held to account? We have the moral high ground. Don't be so naive.
Not saying Obama was involved in the preconception, but he did his part in continuing the false premise and keeping the spirit alive, i. e., NWS, wind down, etc.