Right - completely agree. One of the things you have to consider re a return for investing in JPS is that, for the last 17 years, they didn't receive the dividend. So the opportunity cost is pretty high. In terms of "deal of a lifetime", in the words of Warren Buffet - the best investment strategy is to consider that you are really buying into a company and not the stock. If you can get the stock at a good price and it's a great company - go for it. I can't think of a better example of this than the GSEs.