the smartest guy in any of the GSE rooms is Layton, but he likes studies, not someone who can influence an end, mostly just more plot thickening ideas spread around. He created the Credit Risk Transfers, maybe the only good thing since hostile gangsta style takeover of GSEs, maybe the best thing that came out of all this mess. He kinda just bowed to the authority to get something done. CRTs It gives smarter people then anyone who ever worked at GSEs the opportunity to make some money while assuming some risk.
You have no impact unless you have money to throw around. Too many lobbyists and money on the other side. Fannie and freddie by statue are silenced up to shareholders to fight but nobody is leading.
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