Boiler "My approach provides 10x the return in the long run, extremely higher profit later." Tuo me your approach looks simplistic. It is true that some of the companies with very high market caps have successfully adopted the approach you believe in in as much as they have operated at losses for many years during fast growth. AMZN is an outstanding example. But the point is that such companies require singularly outstanding leadership. They are often the leaders in their sphere of business. I find it hard to find how this company can be regarded as a leader in its business. In what way is it superior to its competition? Moreover, I am not impressed by the way the leader of this company expresses himself. He uses big words about the growth of revenue but I have not seen any explanation of how marginal profitability now will suddenly be transformed to high profitability in a few years.
As for my choice of stocks I speculate in I still own shares worth about 14,000 dollars in SPZI which I think is probably a scam because of the high potential for stock appreciation if it is not. If you are right there is also high potential in this stock. I personally don't expect that to happen though. But this stock is a lot less risky than SPZI in my view.